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what's the story to you? - [sighs] i think the story is abouta group of idiots, a very large group of idiots, who just got fed upwith the world, got fedup with being told go to college,get a job, make a living. frankly,that's just not realistic for our generation. you know,it is really frustrating. the boomers,they think we're lazy. you know the whole term, pull up your bootstrapsand work hard and you get the same lifethat they had? no. the world is very,very different these days. hell, the next pandemicin 2025 might wipe us all out anyways. i ain't got timeto wait for retirement. yo...

I didn't know what to do. you know, iwent from working, owning a business,working 60, 70, 80 hours a weekto i can't do anything. and i thought, at the time, i had little extra moneyin the savings account. so i thought, it's justsitting there in the savings account. let me see what it can doon the market. maybe if i'm smart,pull a warren buffett move, it'll take its timebut i'll get some winners. you never know untilyou play the game, right? matt kelly:we had $1,000 to our name. we were behind on rent. my car had justgotten repossessed. i'm also working on getting my va disabilityback pay from ...

Matt kelly:we had $1,000 to our name. we were behind on rent. my car had justgotten repossessed. i'm also working on getting my va disabilityback pay from 2015. literally, two weeksafter i did that, $100,000 shows up in my bankaccount, and my jaw hits the floor. my wife and i are like,this is life-changing. i'm already on redditlooking at, how do i invest a windfall? you know, you read 50,100 comments and you takelike the most common one-- "open a roth ira,""pay off your vehicles," "put the remainder of itin a vanguard total market fund," right? at this point, i had neverinvested anything, eve...

Owning a business,working 60, 70, 80 hours a weekto i can't do anything. and i thought, at the time, i had little extra moneyin the savings account. so i thought, it's justsitting there in the savings account. let me see what it can doon the market. maybe if i'm smart,pull a warren buffett move, it'll take its timebut i'll get some winners. you never know untilyou play the game, right? matt kelly:we had $1,000 to our name. we were behind on rent. my car had justgotten repossessed. i'm also working on getting my va disabilityback pay from 2015. literally, two weeksafter i did that, $100,000 sho...

My car had justgotten repossessed. i'm also working on getting my va disabilityback pay from 2015. literally, two weeksafter i did that, $100,000 shows up in my bankaccount, and my jaw hits the floor. my wife and i are like,this is life-changing. i'm already on redditlooking at, how do i invest a windfall? you know, you read 50,100 comments and you takelike the most common one-- "open a roth ira,""pay off your vehicles," "put the remainder of itin a vanguard total market fund," right? at this point, i had neverinvested anything, ever. - so i was spending every day just kind oflooking at number...