You believe if paul ryan the speaker put forward passes it will be the same thing just moving chess pieces around on the same board? >> no, no, no. my read of what was brought forward yesterday by the leadership, i don't think it's going to bring down the cost of insurance. i don't think it's going to bring back affordable insurance. because we still have regulation concerns that are out there. we still have to implement some of the things we just talked about purchase across state line, association plans, that sort of things. those have to happen. let's start with what we all agree on. what u...