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CFPB/Fed/OCC increase exemption thresholds for appraisal requirement, Regs Z and M (UPDATED) | Ballard Spahr LLP - Vimarsana News

CFPB/Fed/OCC increase exemption thresholds for appraisal requirement, Regs Z and M (UPDATED) | Ballard Spahr LLP

The CFPB, Fed, and OCC have announced that they are increasing three exemption thresholds that are subject to annual inflation adjustments.  Effective January 1, 2024 through December...

CFPB annual CARD Act, HOEPA, QM adjustments do not include credit card penalty fees safe harbors (UPDATED) | Ballard Spahr LLP - Vimarsana News

CFPB annual CARD Act, HOEPA, QM adjustments do not include credit card penalty fees safe harbors (UPDATED) | Ballard Spahr LLP

The CFPB recently posted on its website a final rule regarding various annual adjustments it is required to make under provisions of Regulation Z (TILA) that implement the CARD Act,...