CVS Health (CVS) Q4 2020 Earnings Call Transcript
Operator Ladies and gentlemen, good morning, and welcome to the CVS Health fourth-quarter and full-year 2020 earnings conference call. [Operator instructions] I would now like to turn the call over to Valerie Haertel, senior vice president of investor relations for CVS Health. Please go ahead. Valerie Haertel -- Senior Vice President of Investor Relations Thank you, and good morning, everyone. Welcome to the CVS Health fourth-quarter and full-year 2020 earnings call. I'm Valerie Haertel, senior vice president of investor relations for CVS Health. I am joined this morning by Karen Lynch, pres...