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The holidays are about giving and receiving and returning. last year, 38% of people returned one holiday gift. if you made the moral decision to ditch the sweater, do it right. first, know your return window. it varies by retailer. many have a strict time limit and require a receipt. next, don't open a store credit card. expect stores to push you to open a card. that 15% off is tempting, but it can ding your credit. finally, cash in unwanted gift cards. some web sites will buy them for 9 90% of their value or more. many have them in their drawer. >> i want to know where i can return my lump of...

For those of you who may be hoping to return some of those holiday gifts that you don't need or don't want. cnn's christine romans has a few tips. here are her four rules for smart gift returns. >> reporter: 38%, r, 38% returned part of their holiday gifts, once you have made the moral decision to ditch the sweater your aunt susie gave you, which looks like the sweater she gave you the year before, do it right. four rules. number one, stay home on december 26th. the stores are too full. the second busiest shopping day of the year by traffic. don't wait too long. that's number two. know your re...

Shopping on the 26th. know the return window, is it 21 days, is it longer? always try to give a gift receipt when you give a gift. they're going to try to get you to open a store credit card. don't do that. >> why? >> sometimes it can make you appear financially risky on your credit report if you get a whbuh of store cards open. also if you're prone to overspendi overspending. >> what about the sale gift cards? >> there are online marketplaces for your unused gift cards. some of them you can get as much as 90 cents on the dollar. you're never going to get 100%. there are a lot of different sit...

Consumer world. best buy, sears and toys "r" us have shortened the return window for some of all of their products. jul julia boreston joins me live. >> good to see you. >> toys "r" us is opened for 14 hours today, 13 over the weekend each day. we know black friday has become sort of black thursday. i mean, is this something we'll bank on every single year? >> well, we did some earlier store openings but i think the big trend is offering more online sales on christmas day. we saw a big increase in christmas online sales and a lot of retailers started the post christmas sales yesterday. from ta...

Day-after christmas sales in hopes of cashing in on holiday cheer. >> the week after christmas can account for as much as 15% of what retailers see during the entire holiday season. if you add it all up, this final week is just as important for retailers as the week before is. >> reporter: experts say the 26th is also a big day for gift card purchases with target customers cashing in their stocking stuffers the most today. >> gift cards for seven years in a row now have been the most requested gift item. we're expecting gift cards to bring in $28 billion once they've all been redeemed. >> repo...