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The State of the Nation: Five perspectives on EPF savings-backed FSA2 loans with concession interest rates

Published: May 1, 2023

MUCH eye-rolling took place when Prime Minister and Finance Minister Datuk Seri Anwar Ibrahim announced in early March that retirement savings with the Employees Provident Fund (EPF) can be used as security for personal loans because interest rates typically charged on personal loans are way above EPF dividend rates. Many saw the announcement as giving in to political pressure, negating the positives of halting pandemic-type premature withdrawals in February this year.

Source: theedgemarkets.com

34,643 to obtain RM722m in personal financing: EPF

Published: April 16, 2023

Kuala Lumpur: The Employees Provident Fund (EPF) on Saturday announced that 34,643 applications, or nearly half of the 74,392 received under MBSB Bank’s Ihsan-i Account 2 Support Facility (FSA2) as of Friday (April 14), are eligible applications for a total sum of RM722 million.

Source: dailyexpress.com.my