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To take care of people that it's very difficult to insure. then have low cost insurance for everyone else. >> the pools haven't worked well and here is the problem process you leave it to the corporations to figure out how to protect the people with prekissing conditions they won't which is why. >> you can still is the regulation for high high risk pool. >> you could do that. >> but you price the people out final point and well go. >> congress has shone no interest in actedly funding high risk pools. there are dinner ways to skin a cat as the expression goes. you could have the subsidies for p...

That's a perverse law. and the regulations are driving it. what you want to do is have one way to handle it at least would be properly constructed, properly funded high risk pools to take care of people that it's very difficult to insure. then have low cost insurance for everyone else. >> the pools haven't worked well and here is the problem process you leave it to the corporations to figure out how to protect the people with preexist ing conditions they won't which is why. >> you can still is the regulation for high high risk pool. >> you could do that. >> but you price the people out final p...

Through this system for the time being, right? >> and that's resize ll ll lres- that's precisely what i said at the coverages. absent reforms, it looks like what we're doing is turning the he can change market into a high risk pool, but without the benefit of the planning and appropriate construct for a high risk pool. so it looks like the exchanges, about 11 million people who have gotten them, the costs have increased significantly and it looks like they look more like high risk pools. if that's what we want, many people believe we have high risk pools. i have be been one of them. if you con...

Health care compared to other wealthy countries around the world is that we do not have an adequately large and diverse risk pool for people who wish to buy insurance outside of their workplace. that's what the individual mandate was supposed to achieve, getting more and more people to buy insurance so that you've got young and healthy people along with the sick. taking the mandate out, do we not end up once again with a shrunken risk pool of older and sicker people whose health care costs more? >> well, that's certainly possible but, you know, a lot of experts are sort of coming around to the...

Julie, the failing of american health care compared to other wealthy countries around the world is that we do not have an adequately large and diverse risk pool for people who wish to buy insurance outside of their workplace. that's what the individual mandate was supposed to achieve, getting more and more people to buy insurance so that you've got young and healthy people along with the sick. taking the mandate out, do we not end up once again with a shrunken risk pool of older and sicker people whose health care costs more? >> well, that's certainly possible but, you know, a lot of experts a...