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They now have liver failure, or heart pail lur failure or a card they need more. if you make sure that folks have coverage that is adequate and president very much supported that concept, as has mick mulvaney, then i think we come up with a product, that product will look like cassidy-collins, i have thought about it for 8 years, being a physician working in hospitals for uninsured, taking care of folks, i kind of get it, you give power back to the patient. maria: how does the cassidy-collins act and bill, differ specifically with preexisting conditions to the house's? >> so, the way you reall...

The individual mandate, which is meant as a mechanism under the affordable care act to attract healthy people into the risk pool. and it doesn't really replace it with any other mechanism. so i think to me those are the three fundamental issues that need to get addressed. >> so in your position as an insurance provider here, paul, are you basically saying in a market system that is less regulated, you or your competitors might end up charging sick people more, but you don't think it has to be that way? >> not only do i not think it has to be that way, i think it's unconscionable to make it tha...

Strong, the cost of few is spread out over many, looking at a fortune 500 company that is how howl oall of them manage thr illness, our plan expands those of insured, by allowing states to enroll folks who are eligible, unless they don't' to be enrolled. you do that, you get a bigger risk pool. this is younger and healthier and cost of few is spread amongs many, our is more sound. ours has been proven by experience with every fortune 500 company that manages its open healthcare. maria: you have been working on this for 7 years, have you a real feeling about what could work, and what won't. let...

The high risk pools, are they going to help people with pre existing conditions? >> they could. they called also be a problem. if you do have a lapse in insurance and you have a pre-existing condition, that's when you go into your state high risk pool. it's there for you, again, they can charge you whatever they want for a year. there's no germany tees about what they will charge you and there is no guarantees about what they will cover. they might not cover certain things. so critics are saying, wait a second, this is really a problem. republicans say, hey, we will put billions of dollars int...

In terms of who might actually control the house of representatives two years from now? >> actually, david was the first person i called. i could hardly believe it when he told me two dozen -- he was working on the numbers at that time, seats he would be shifting the ratings on these seats. david wasserman is the dean of house ratings. but, yes. and i think that's because it's not too hard to tell when you look at a plan that has 17% approval rating and you make only minor adjustments to that, throwing in this $8 billion to offset some of the costs in the high risk pool, people don't view that...