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It. i know as a doctor yourself and what you've seen through your years coming up, don't you agree, though, that more americans would benefit from having lower premiums and our premiums are based on how many people are insured? and most of us have been getting our premiums raised because of the uninsured that show up in the emergency rooms. >> but we're getting our premiums raised now as the affordable care act goes into place. remember, the president said the families will pay $2500 a year less and this year according to the kaiser study they paid $2500 more for their insurance. this is all i...

Bureaucracy and you can't fall into the trap i think as a liberal saying, oh, the state in the abstract government has a role to play and not also be very clear-eyed about the failures of specific bureaucratic performance, right? >> i was going to come back to this idea you said risk pooling. >> right. >> i think that that's a really important question because we have to ask ourselves does a storm like katrina or sandy, does it hit the united states -- >> right. >> -- or does it hit new orleans or does it hit new york, does it hit a state or does it hit the united states? i think it hits the u...

Enormous number of problems with fema, one does not have to look very far online to look for people who would know this stuff very well and say this is a hugely dysfunctional organization for a number of reasons. is the solution to that to bring it to the states? look, i think that there's a very, very compelling case to be made for that. i don't think the argument, well, this is a guy that will take all this money and throw it out the window and, you know, good luck getting sort of charity and private companies to do it. i think it's a disingenuous argument. i think there is a smart, sensible...

Week, possibly as early as tomorrow. i just want to make two points. one is that in terms of the sort of notion of the free market system and there have been proposals about what that looks like. >> the mandate. >> the mandate was the version, right? the mandate was the idea that you get risk pooling by requiring this, of course, that is the model that mitt romney puts into effect in massachusetts. the politics of this is interesting because mitt romney will talk about it, which he doesn't like to do. one thing i would like to emphasize the market for health care is different than the market f...

People don't require a lot of health care generally speaking unless they wreck their motorcycle or whatever it may be, generally speaking. as you get older, your health care bills go up. because as you age, unfortunately, you're required to have more medical attention, the human condition, we can't do anything about it. you and i also both know that an insurance pool fundamentally works by pooling risk. whether it's car insurance, home insurance, hurricane, whatever it is. and we need that pooling in order for it to work. that if only the sick buy health insurance, it's too expensive and then ...