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External | what does this mean? This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. Tinkoff applies encryption tech from oneFactor to protect client data in AI credit scoring module 16 February 2021 Source: oneFactor Tinkoff, one of Europe’s largest and most innovative digital banks, has began using an AI-powered predictive analytics tools, based on combined data from multiple sources, including telecom operators, Russia’s largest credit bureau and Tinkoff itself. This is made possi...