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The insurance premiums? -- nobody is into obama care yet. why have the costs of insurance premiums gone up dramatically and obama care is not in place? >> i can answer that. last year kathleen sebelius came out passing a rule saying insurance company premiums could not raise above 10% or they would get the accounting version of a colonoscopy. so what did they do? they raised them all 9% across the board. that rule doesn't apply this year. shockingly they are not allowed to put price controls on the bill. so the insurance companies are jacking them up anticipating that what is happening now is ...

The insurance premiums? -- nobody is into obama care yet. why have the costs of insurance premiums gone up dramatically and obama care is not in place? >> i can answer that. last year kathleen sebelius came out passing a rule saying insurance company premiums could not raise above 10% or they would get the accounting version of a colonoscopy. so what did they do? they raised them all 9% across the board. that rule doesn't apply this year. shockingly they are not allowed to put price controls on the bill. so the insurance companies are jacking them up anticipating that what is happening now is ...

And does not allow her to compete. it's unfortunate, but if that's what the rules say, then they should look for a way to maybe change the rules for the future. >> i feel like, lisa, this sounds like the case from last hour where you were saying the law is the law. it may be tough but it's the law of the land. again, rules are rules. >> right. well, and look, you have to respect that the paralympics needs to make rules about who is disabled and who is not. you don't want somebody who's a completely able-bodied person competing against disabled people. there are so many different degrees of dis...

I should win the iowa caucuses because i am the only candidate who could successfully debate obama in the fall and i'm the only candidate who has an actual track record twice with reagan and then as speaker of actually changing washington. everyone else would be an amateur in the obama tradition who wouldn't know what they were doing or how to do it if they won. >> that's newt gingrich. he's back with me now. as you look at what may happen over the next few weeks. it is a possibility that you could see different candidates winning in three or four of the first few votes. ron paul could win one...

One of my biggest disappointments is now that much of the discussion is deteriorating back down to politicalese, back down to the negative attacks that newt talked about. and i happen to believe that the american people are looking for something more than the same old political rhetoric, and they're looking for something more than the same continued negative attacks even though negative attacks, to a large degree, if you have enough money, help to bring down your opponent rather than using that money to highlight what you're going to bring to the party. >> in the end, though, herman, isn't it ...