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Greg all right thank you thank you, thank you. Thank you, sir. So happy, february 29th. Its a date that only happens once every four years. He reminds me to change my sheets [laughter] its often said that life is like a crap sandwich. The more bread you have, the less crap youve got to eat. But in Gavin Gavin Newsom california, they mean it literally. They mandated a higher minimum wage for Fast Food Restaurants, raising it from 16 to 20 an hour. But it offers an Odd Exemption for chains that bake bread and sell it as a standalone item. Why . What difference does that make . Why shouldnt a res...

Greg all right thank you thank you, thank you. Thank you, sir. So happy, february 29th. Its a date that only happens once every four years. He reminds me to change my sheets [laughter] its often said that life is like a crap sandwich. The more bread you have, the less crap youve got to eat. But in Gavin Gavin Newsom california, they mean it literally. They mandated a higher minimum wage for Fast Food Restaurants, raising it from 16 to 20 an hour. But it offers an Odd Exemption for chains that bake bread and sell it as a standalone item. Why . What difference does that make . Why shouldnt a res...

When you say a little business -- >> generally 30%. >> really? >> for example, if you have a card that you have a $1,000 balance, keep about $300 on there. pay it down, but you want to control it but keep a little balance if your goal is to increase your credit score and not damage it. >> do you do that? >> yes, definitely. >> i want to make sure that you practice what you preach. >> i do, i play the game. >> what else can unwittingly cause our credit rating to snufr. >> several things. people don't realize rental cars -- if you rent a rental car and you use a debit card, it can hurt your scor...

missed the new hampshire debate last night. plus, if you're driving while sick, one study says it's just as bad as driving while drunk. why you shouldn't get behind the wheel if you're not feeling too well. and is there ever enough time in the day? we'll give you an idea about some extra time on the clock later this year. we'll explain. we start with politics and the race to be the republican presidential nominee. the new hampshire primary is now just two days away, so you could have expected fireworks at last night's abc news debate in manchester. well you may have been disapp...

If you understand the credit system you know how to work the credit system. generally, pay down a zero credit score, they want to see a balance in there. think about it. that benefits the creditors. 3 paying a little. >> what do you mean a little? >> 30%. for example, you have a car, $1,000 balance, put $300 on there. pay it down but control it and keep a balance. if your goal is to increase your credit score and not damage it. >> do you do that? >> yes, definitely. >> i want to make sure you practice what you preach. >> i do. i play the game. >> what else would cause our credit rating to suff...