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Allows if something like that gets into trouble, if a series of risky investments are made, and ultimately they can't cover the damage that they're about to do, you break it apart and get rid of. >> you're admitting that maybe everything you're trying to do to prevent these firms from getting bigger would work -- >> no, no. i'm not saying that -- i'm saying that there now is the -- understand this, chuck. before the sibt there's no legal authority to resolve by breaking apart. legally the mechanism doesn't exist. now legally the mechanism does exist. >> at yesterday's staff communications meet...