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The widespread denial of coverage under first-party property insurance policies for business interruption losses resulting from the COVID-19 pandemic has been extensively reported, but...
A recent Northern District of Illinois decision shows that the pandemic continues to present a range of exposures beyond business interruption losses in Federal Insurance Co. v. Healthcare Information and Management Systems Society case.
A typical general liability policy CGL appears to provide broad coverage, usually for all sums that the insured becomes legally obligated to pay as damages because of bodily injury or property damage to which this insurance applies.