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That federal employees get their health care is actually pretty similar to this exchange-based model. >> right, it is very similar to the exchange-based model. and actually it is a model not just federal employees but a lot of companies use and are starting to use, as well, where they say we'll give you a set amount of money and you can go shopping and pick what is right for you. yes, i think i watch people like you have a moment of glee that darrell issa says that. but i know you're going to get mad at me saying this, we still have to watch this whole thing and see if it actually works or if ...

If you look back to when this debate began, when chuck grassley pushed this point, it was really seen as a way to derail obama care, now it is seen as a way to derail obama care but has real consequences, what people should understand is the federal health employees benefit plan was a key model for health care. >> we're not dealing with something that is so -- the way that federal employees get their health care is actually pretty similar to this exchange-based model. >> right, it is very similar to the exchange-based model. and actually it is a model not just federal employees but a lot of co...

Know is picking a school this month but if your major is "x" and the job market needs "y" you could end up drowning in debt with a big zero. before you cash in your chips you want to make the right decision. in this economy the only way to get rich is to get smart because smart is the new rich. so how can you get ahead as the economy improves? clark howard is hln's money expert. terry savidge is a financial columnist and author of "the savage truth on money." clark, the dow, the s&p 500 shattering records. if you're riding this bull run, you want to know if it's time to sell. if you're not i...

Question for our panel. that website is openforum.com/yourbusiness. or e-mail your questions and comments to yourbusiness@msnbc.com. do you find yourself spending hours behind a computer screen but then get surprised by how little you actually get done during the workday? check out our website of the week. this is a tracking time that tracks your every day activities on your computer without you having to do a thing. they will show you a breakdown of how you spend your day and suggestions of ways to use your time more efficiently. you can have all websites blocked for a set amount of time. to ...

23 minutes past the hour. minding your business this morning, dow futures are down, about 75 points today. markets here are following a big sell-off in asia. investors all around the world are concerned that yet another european country needs a bailout. this time cyprus. >> could be a big deal. also a new approach for health care. some employers are offering workers a set amount of cash to buy their health insurance. cnn's alison kosik is here today in for christine romans. >> they're comparison shopping. it's as if you go to the grocery store. they're comparison shopping, trying to find the c...