Detailed text transcripts for TV channel - FOXNEWS - 20121127:10:18:00
Personal finance expert vera givens. good first step. what is it? >> have a budget. have a list. whittle the list down. many are shopping without a list without a budget. we are spending 14 million americans are carrying debt from last year. >> last year's christmas? >> last year's christmas. we are on track to have a record cyber monday, 5 billion, 59 billion over the four-day thanksgiving break. people are spending too much. >> it adds up quickly. so you say don't pay too much for shipping. how do you avoid that? so many retailers make you pay for your own shipping. >> unless you spend a cer...