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It's going to happen at this point? >> it looks like it's going to have to happen because what the insurers call adverse selection, if you don't have enough young and healthy to subsidize the older and the sicker in the exchanges, then the insurance are going to lose a ton of money and the numbers are way down. the percentage of the young and the healthy is so low that if it's continued, and there's no reason to think otherwise, the insurers are going to be out a huge amount of money. but buried in the 2,000-page monstrosity called obama care are two provisions that allow your tax money and mi...

Obamacare is a good deal if you're older and you have preexisting health conditions because it basically asks the young and healthy to subsidize the premiums of the older and sicker. the issue is if young people don't sign up and early evidence is that they're not signing up in sufficient numbers, then the insurance pool is too expensive. that means that rates will go up and a few more people will drop out. there have been eight states that have done the same reforms that obamacare is enacting right now and the experience is pretty much the same in all of them. you see a rate spiral as young p...

>> it suggests there's a lot of disappointment once you get to the website. you go, you look, and you think, gee, i'm not so sure. >> the white house insists the sign-ups alone are proof obamacare will work. >> nobody contests anymore whether or not there's a huge appetite for this product. >> of those who did sign up, 79% got government subsidies to reduce the cost, suggesting subsidies are key for the vast majority. >> if i'm heavily subsidized and i have a pre-existing condition, this is likely to be a better deal. this is likely who they attracted so far into insurance programs. there the ...

Certain number of enrollees and most important they have to have a ratio of young and healthies who pay the premiums and derive the least amount of medical cost to subsidize the older and the sicker. so you've got to have a lot of young people paying in. the older ones will be draining the treasury of the insurance company. now when we look at the rollout, what a disaster it is, the low numbers and the fact that it looks to be unbalanced and what you talked about just a little earlier, all the fixes the administration has unilaterally imposed on the insurers, all of them are in one direction. ...

Here? >> it might work at the margins. i'm sure there are truly unfortunate souls out there the lead singer from maroon 5 is one to take health care tips. jenna: i take it you're not one of them. >> not necessarily. this is a big problem for barack obama in the broader sense. everybody talks about the act -- actuarial stuff the young and healthy need tock overcharged to pay for the older and sicker. if you don't get that you get into a death spiral. this is split cam problem for the obama administration. this is the core support of obama's two victories were. this is a coalition a lot of democ...