Can walk across the street for more money, whether you can take on a side gig, but there are other things that you can do on the expense side too. in particular, look at your credit score. one of the big charges that people face is interest. and interest rates have gone up this year. if you're carrying variable rate credit card debt, we know it just ticked above a trillion dollars for consumers. your interest rate has probably gone up 6% this year. if you have a good credit score, transferring that balance to a lower rate credit card with you can pay it off quicker and cheaper is a good move. ...