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A credit card is an unsecured loan in which a bank or NBFC agrees to provide you with a predetermined credit limit. You can make transactions up to the specified limit and pay them back on the due date, or you can convert the transaction into an EMI and pay it over a few months. Unlike installment loans such as personal or car loans, credit cards have a revolving credit account. This means you can borrow money from the same […]
As a young adult, Bob Lotich, found himself saddled with over $400,000 of debt. Crying out to God, he implemented the wisdom he received and transformed his life, achieving both financial freedom and peace of mind. In his book, “Simple Money, Rich Life,” he shares those lessons and delivers practical steps on how one can create wealth, while still maintaining a satisfying and rich life.
Lockdown is no picnic – we all know that by now. This new “Stuckhome Syndrome” might cause us to be anxious and irritable, but it does have a few positive side-effects, especially when it comes to saving money. As we’ve detailed on the site, we spend less on travel, food, the gym, and going out – not the shiniest of silver linings, but it is there! With all this spare time on our hands, now is the opportunity to get your personal budget sorted. If you, like so many others, say “I’ll do it later” – later has well and truly arrived.