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It s not that easy. if we can encourage students to make connections, good innings will happen. so dorian, part of what i realize as i listen to andy, i went to wake forest, small undergraduate institution where people are going to talk to you, counsel you, you ll get advice about it. when you look at the numbers around debt and borrowing, the fact that it is happening basically at the walmart of colleges, at these for-profit schools where 96% of their students are taking out loans, then a quarter of them are defaulting and guess who picks up the tab. again, we re underwriting, right, the for-profit schools. how do we make it clear to students consumers in the market just how problematic it is to attend those sorts of schools with debt? bankruptly laws, the only debt you can t unload is student loan, you can unload mortgage debt, credit card debt. we re literally trapping in a cast system today s students. i think what we need to convince ....

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