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They learn delays rewards, you teach them to give first, save second, spend third. >> i love the story about the checking accounts, now you have to learn to manage finances, you bounced a couple of checks, what did he make you do? >> he made me go down to the bank and apologize to the executive branch manager for lying to him because i told him i had money in his bank to spend and i didn't and i still wrote three checkis and so i lied. >> what a lesson, did you call -- >> she has not bounced a check since, it worked. >> and you helped them get a car but not the whole thing. >> and we told them...

Envelope. >> so when they get paid, this is around six to 13 years old. you do the one night a week, they learn delays rewards, you teach them to give first, save second, spend third. >> i love the story about the checking accounts, now you have to learn to manage finances, you bounced a couple of checks, what did he make you do? >> he made me go down to the bank and apologize to the executive branch manager for lying to him because i told him i had money in his bank to spend and i didn't and i still wrote three checks and so i lied. >> what a lesson, did you call -- >> she has not bounced a c...