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In without— patients who need a planned surgery in without that — patients who need a planned surgery in without that being _ patients who need a planned surgery in without that being compromised l patients who need a planned surgeryl in without that being compromised by patients— in without that being compromised by patients needing _ in without that being compromised by patients needing emergency- patients needing emergency treatment _ patients needing emergency treatment. so _ patients needing emergency treatment. so if— patients needing emergency treatment. so if you - patients nee...

Credit of up to $500 on a thousand dollars home improvement building materials. so if you want to make your home energy efficient, adding new insulation, et cetera, maybe solar panels in the next 72 hours. you will get $500 tax credit on that. >> commuter benefits. big one for people who live in big cities. >> exactly. so people wanted to make the benefit on par with people on parking. if you ever someone taking the train, in can you ask your employer get $225 in tax benefits. we have very few days until the end of the year. implement it now. start making inroads so you can can have that as we...