Is using the word death spiral. >> premiums are going up and access is going down. for those who are worried, help is on the way. >> expert site insurance companies are making the only move they can since it's still a mystery what republicans replacement plans will be. >> the first device is if you are in a hole, stop dating. they don't want to expand their losses. might be overoptimistic to assume a ladder to get out of the hole. other moves to stabilize the markets. >> one of the aca's architects says problems aren't financial but political. >> lots of uncertainty created around the exchange...