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Serious consideration. i'm inclined to do it. >> reporter: so if ken feinberg keeps his word and follows through and you were to get a payment from july through december, in addition to that $33,000 that they've already offered you -- >> think that would probably be pretty good. i'm hopeful that everything that he said has come about. i think with him in charge, i'm a lot more optimistic. >> reporter: and when you have documented $100,000 in losses and are originally offered $33,000, optimistic is pretty good. and the potential decision to offer a lump sum payment three to six months instead o...

Partial losses from months past. >> those people who had looked out of state charter boat trips, they've already canceled. >> that's right. i mean give you an example. actual booking. in october it was $13,400 gross. i can't say, well, let's look at it in october. they have to make their plans now so we've lost that business. >> reporter: so we went back to bp where an official told us stu's claim is now being recalculated. what about having to come back to the adjuster every 30 days? we took that concern to the man about to take charge of the whole claims process. some of the folks have compl...

Yet bp came back and offered him $33,000. we first met stu schear on one of his charter boats. his customers scared off by the oil spill. stu filed a claim with bp for damage done to his fishing business. >> they wanted 2007 through 2009 returns, my licenses, p and l statement. >> you laid out all this paperwork. >> everything. to the penny virtually. my bookings for this year amounted to a gross net of $107,000 and they basically offered me $33,000. >> reporter: we learned that bp is using a process called forensic accounting. technically it means the application of scientific knowledge to a ...