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Deutsche bank also responding, i should mention, you saw that statement, saying they have increased our anti-financial crimes staff and enhanced our controls in recent years. david, let me have you sum up for us all of this. you mentioned there are many banks that kind of do this stuff r , the anti- -- you have employees raise red flags about anti-money laundering issues within banks but is this a hair-on-fire moment or what? >> i mean, i don't think it's a hair-on-fire moment. i'm bald so there's never a hair-on-fire moment as far as i'm concerned. >> i feel your pain. >> i think this is the ...