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Nation's unemployment rate a new report that a growing number of americans plan to delay retirement. nearly two thirds of workers between the ages of 45 and 60 now say they will work longer. what is driveing that decision? the "wall street journal's" lauren weber joins us. what is driving that decession and what is going to be the overall impact on the rest of us? >> well, it is mainly because americans are feeling very insecure about their finances right now and not just about the future, also about the recent period we have been through. many people spent down their savings in the last few y...

Shrinking gdp and tickup in the nation's unemployment rate a new report that a growing number of americans plan to delay retirement. nearly two thirds of workers between the ages of 45 and 60 now say they will work longer. what is driveing that decision? the "wall street journal's" lauren weber joins us. what is driving that decession and what is going to be the overall impact on the rest of us? >> well, it is mainly because americans are feeling very insecure about their finances right now and not just about the future, also about the recent period we have been through. many people spent down...

Homeowners -- refinancing act would allow millions, p 3 million might be at the low end of it because there are about 17 million homeowners who are locked in to fan write and freddie may mortgages where they can't refinance easily. and we want to take advantage of that historical low rate. 3.83% right now. and be able to allow a responsible homeowner, homeowner who has been keeping current on their mortgage to refinance. what we do is we take out a lot of the obstacles to refinancing. you know, have youing a second mortgage and you can't refinance. this allows to you do it. you have mortgage i...

Reserve is doing is lot to keep rates low and one of the reasons why they're doing that is to help the housing market, to help people buy houses or people refinance and take some of that money out, but the problem is that the people who need it most are the ones who can't refinance. because they're either under water on their mortgage or owe more than the house is worth. or, there are these strict rules about who can and can't refinance. and if they can't do that, then that's money that they are trying to put into their house every month, they can't be spending on other things, and at the same...

About his apology a little bit. there's a piece of policy there introducing today that actually underscores what's been one of the bigger failures in the economic rescue. a fixup of this housing issue and how people are under water and can't get out of their mortgages. they tried to do this a year ago. there are so many banks that won't refinance. it's one of the undercover cove failures. it ain't working. >> chuck todd and david gregory, thanks very much. we'll watch "meet the press" this sunday. i understand general david petraeus on the show. it will be great. thank you, gentlemen. >> and g...