up right away? when would they go up? how high could they go? well, the fed has been very clear about the fact that tapering doesn t necessarily mean that they re going to raise rates immediately. in fact, we could ceelo rates into 2015, even 2016. i think the fed is still uncertain about the robustness of this recovery. and if we do see a taper t next few months are going to be very indicative, can this market and this economy stand on its own without that extra mey flowing in? or or is the recovery still very fragile? if it is fragile, you re not going to see rates going up soon because that would increase costs on houses, cars and student loans. that would create burden in the economy. for people who have money in the market right now, what does this neen potentially for them? if you look back to last summer when the fed started hinting at the fact it was going to pull back on the money