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Why microborrowers in Assam are refusing to repay their loans this poll season Why microborrowers in Assam are refusing to repay their loans this poll season Microfinance â or small collateral-free loans meant for low-income groups â has emerged as a poll plank on the threshold of the 2021 Assam assembly elections. Karishma Hasnat 22 February, 2021 2:00 pm IST A+ Guwahati: Manobika Lahon of Santapur village in Assam’s Lakhimpur district has nearly paid off the Rs 30,000 loan she took from a microfinance institution (MFI), but she wonât be paying the remaining instalments. Many others in the village, who took small loans to start a business, clear debt, pay for their childrenâs education, or emergencies, echo her conviction. ....