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Of racial story beneath it. there's nothing racial about this, it's about your perception of your own economic self-interest and i think the-- there is no evidence in this election that the republican party's ideas on tax efficiency or certainly even medicare and social security reform did not hurt them among elderly voters at all in florida. that those ideas are not the problem in this campaign. it had more to do with a technical way that mitt romney ran that campaign, and the pt overwhelmingly, the power of the obama turnout machine. but the republicans should not, i think, stand back and sa...

There's nothing racial about this, it's about your perception of your own economic self-interest and i think the-- there is no evidence in this election that the republican party's ideas on tax efficiency or certainly even medicare and social security reform did not hurt them among elderly voters at all in florida. that those ideas are not the problem in this campaign. it had more to do with a technical way that mitt romney ran that campaign, and the pt overwhelmingly, the power of the obama turnout machine. but the republicans should not, i think, stand back and say, how do we reengineer our ...

There's nothing racial about this, it's about your perception of your own economic self-interest and i think the-- there is no evidence in this election that the republican party's ideas on tax efficiency or certainly even medicare and social security reform did not hurt them among elderly voters at all in florida. that those ideas are not the problem in this campaign. it had more to do with a technical way that mitt romney ran that campaign, and the pt overwhelmingly, the power of the obama turnout machine. but the republicans should not, i think, stand back and say, how do we reengineer our ...

What i just said will make your eyes glaze over. so think about it this way, you're at the pharmacy, you've got a basket of things that you have to purchase and the person behind you taps you on the shoulder and says hey, would you like a coupon for up to 40% off, no strings attached? that's what an fsa is and four out of five americans aren't using it. >> so you can pay for those out of pocket medical relateded things, but how it works is, you put money in it along the way throughout the year, whether it's taken from your paycheck, et cetera, it's put into a separate account, you can only use...