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>> we're looking at a range of models, both internal and external models. and what they're predicting is that if we don't get ahead of this thing, we're going to have lot of waning immunity, this virus continues to evolve, and we may see a pretty sizeable wave of infections, hospitalizations, and deaths this fall and winter. we're going to need congress' help. and that's one of the key messages here is we need the resources to fight that battle so we don't have that kind of a fall or winter. >> the biden administration requested more than $22 billion in supplemental covid relief funding back i...

Podcast and author of a book. so, let's talk about these mortgage rates. they have hit their highest levels since 2009. the fed is hiking interest rates. home buyers are worried. what do you think is on the horizon? >> well, we know that we have more rate hikes expected. we've been told that. so it's not a surprise that this is happening. those of us that are in the industry have known for a while that rate hikes were coming. so i would expect this to continue in the future. unfortunately, i don't think it's going to have the effect that most people are hoping for, which is lowered home prices...