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Deduckable of $15,000, $20,000 a year season coverage. that's a card. that doesn't get you the care you need. it doesen allow you to get the procedure or referral that you need from a doctor that's telling you what you need to have happen. that's vastly different than what we hope to have. which is giving people who don't have it. let's kind of -- i think it's important to add some context to this. if you think about the individual market that exists. the individual insurance market. you've got roughly 30 million people that exist right now. 9 million people now are on the exchange. that numbe...

Projections. i think that there's no question when you look at the cost, they're already saying just this alone, just doing the first prong of this, will take costs down 10% in the individual market. they're 25% on average already. this year alone just people under the exchanges up 25%. cbo is saying just with what we're doing on first prong alone, 10% decline in the individual market. that's a significant reduction. that's what we're talking about. that's a big deal. the problem you have currently is that these subsidies that people get, get them a card that doesn't get them care. that's what...

Health, cigna, are pulling out. aetna. because they don't have the choice. because of the government mandate. what we want to do is allow competition and choice to exist so they can offer more options for the american people. >> will those companies make more money under the plan or less? >> i don't know the answer to that. at the end of the day, they're pulling out of market after market, leaving the american people with fewer and fewer choices. last i checked i think many are doing pretty well. but it's the american people and its patients who are losing under the current system. i think the...

>> bill: the shell game is right pocket or left pocket, correct and you're arguing it's not the case? >> an individual mandate is unethical. i've never believed you should force people to buy a product that doesn't guarantee you the care you're promising. that's the shell game. you have to buy this but you have it and no doctor will take it. get rid of the individual mandate. it's unethical and stop all the regulations that force my patients to buy the kind of insurance that's clunky and doesn't give them care. with tax credits they can buy stuff that works. >> bill: ok. you're going to post a...

How about just focusing on giving them care. how about republicans quit looking to indict va workers who might have it coming and for now just stop vets from needlessly dying. how about democrats quit blaming bush for an iraq war on which they signed off and focus on making things right rather than just popping off. you know sometimes i swear i'm watching my two boys. but they are just kids. what's these guys excuse? republicans who blame democrats for spending other way into a hole and forget when they were in charge they did the same, spending into a similar hole. democrats who blame republi...