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Big complicated institutionses from governments to banks have to take on complicated tasks. the private sector creates the conditions for accomplishments while the public sector -- maybe you've hard of it. >> health care.gov has had some major problems and it's become a test case for conservatives who say when government does big things, it fails because there's no accountability formal fees sans. >> the people who designed the website shouldn't be in charge of our health care. the government is going to botch this. >> i think republicans would argue it's more them mattic than that. it's a sig...

Website shouldn't be in charge of our health care. the government is going to botch this. >> i think republicans would argue it's more them mattic than that. it's a sign that big government can do big things. >> very much so. >> health care.gov needs is the displunge and accountability of the private market. let's test that hypothesis and go north to one of the largest and most successful banks of america, jpmorgan chase. here is jpmorgan chase's rap sheet. june 2010, $48.6 million fine co-mingling bank and client funds in lound. april 2011, $56 million settlement in overcharges. june 2011, $1...