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Correcting their systems. a chip and p.i.n. system is used in europe. it will cost billions of dollars to bring it into the american system. but we need to do it. thest co of not doing it is terrible for consumers and businesses who should be liable. we need to go to this system. that's the system that can protect individuals. there's theft and that's going to be a problem, a danger to our country, too, is all kind of new security breaches with the new high-tech technology. with that convenience, we also have dangers. >> congressman, thank you. >> you're welcome. nice to be with you, milissa. ...