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“Buy now, pay later” loans can be hard to track, making it easier for more households to get in over their heads, some experts say.
Wells Fargo economists say “there is no way to know when this phantom debt could create substantial problems."
Wells Fargo economists say “there is no way to know when this phantom debt could create substantial problems."
The Federal Reserve's period of policy tightening appears to be over, opening the door to lower borrowing costs in the year ahead.
In 2023, Affirm outperformed all U.S. tech companies valued at $5 billion or more.