First Citizens Bancshares Inc (FCNCA) Q4 2020 Earnings Call Transcript
Operator Ladies and gentlemen, thank you for standing by, and welcome to the First Citizens BancShares Q4 Earnings Conference Call. [Operator Instructions]. As a reminder, today's conference is being recorded. I would now like to introduce host of this conference call, Mr. Tom Heath, Director of Investor Relations. You may begin. Thomas Heath -- Director of Investor Relations Thank you, Angie. Good morning and thank you so much for joining us. It is my pleasure to introduce our Chairman and Chief Executive Officer, Frank Holding, as well as our Chief Financial Officer, Craig Nix, who will pr...
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