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but because the local tax base is for the taxes. jonathan? it s always good to extend this credit. this is an investment, not a credit. you don t see that as being the same type of intervention that caused the boom to bust in the first place? fannie, freddie railed against. the community investment act you railed against. all these programs designed to boost up housing, at the tracing point, just prolonged the crisis. i mean, we don t want prices to be high. we want them to be accurate and you don t get that feeling from renters and savers home buyers. my friend hold on. jonathan, this is not fha and this is not the this is not a government organization doing this. this is individuals taking a credit when they do it. this is not some government regulatory agency who is spending the money for gosh sakes. hold on, christian. i want to bring in christian on this. 34 of the people that scammed the system were i.r. s. employees who already owned homes. that s more ....