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Car loans. get those out the door right away automatically. and then after that track your spending. automate your savings each month as well that way all that money is out the door and whatever is left goes to your discretionary spending. kayleigh: great and very practical advice. thank you so much, veronica. >> thanks for having me. kayleigh: all right. happy new year. from budgeting to bubbly, we have got you covered. still ahead, the best bottles to pop when the clock strikes midnight. plus, there walls no shortage of media misfires this year. we take a look back at the biggest media fails...

Welcome, veronica. >> thank you for having me. kayleigh: interestingly, you say inflation should play into some of our financial decision-making? >> that's right. for example, one tip we have for folks is not to rush to pay off your low interest mortgage. if you have a fixed rate mortgage say at 3% in this inflationary environment, it makes more sense to put some of that added money towards something that is going to perform better than the interest costs of your mortgage. for example, a new u.s. i savings bond is paying about 7%. can you make a lot more money doing that than paying off your m...