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On March 24, NPCI declared full interoperability of KYC wallets (PPIs). Further, it announced the interchange for using PPIs on UPI at up to 1.1% of transaction value above Rs2,000. The new guidelines will come into effect from April 1st, 2023. ....

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Paytm, PhonePe, Google Pay mobile wallets to become interoperable, here's what it means | Technology News

Highlights
The decision was taken after the Monetary Policy Committee meeting in April 2021.
The RBI said that card-based PPIs can accomplish interoperability through card network interoperability.
All mobile wallets in India, including PhonePe, Paytm, Google Pay and Mobikwik, will have to allow interoperability from FY23 i.e. from April 1, 2022, according to the Reserve Bank of India’s (RBI) latest order aimed at simplifying digital banking in India.
The rule is applicable to all licensed prepaid payment instruments (PPIs) in the country beginning April 2022. The decision was taken after the Monetary Policy Committee meeting in April 2021.
What does interoperability mean?

In this case, interoperability among mobile wallets will let valid users with verified KYC send and receive money from various mobile wallets. This means that you’ll be able to send your money from PhonePe wallet to Paytm wallet or Mobikwik wallet or vice versa. RBI sai ....

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