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Crisis. if you think about it, the last few years, we've all been hurt, taxpayers have been purt hurt, investors have been hurt, but the banks themselves,ly bear stearns, but it's really crucial. >> for people looking for this bogeyman or scapegoat, is it sensible for us to allow goldman to be that? i guess my concern is, if you put it on goldman, if you somehow hold them responsible for more than what they might settle been responsible for, do we miss out on finding out who was responsible for the downturn in the economy? >> i completely agree with you. goldman sachs has been credited with a ...