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how one man was rescued just hours from death. good morning everybody. i'm randi kaye. we start this hour with a historic credit card settlement that could have you paying more out of your pocket. if you're just joining us, here's the deal. visa, mastercard and some of the country's biggest banks have agreed to a massive settlement with retailers that totals a whopping $7.25 billion. the lawsuit centers around credit card swipe fees. merchants allege credit card companies were fixing the price on those fees, but the proposed settlement now gives retailers the green light to tack on...

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long. welcome everybody. welcome to early start. i'm ashleigh banfield. >> good morning. i'm alina cho bringing the news from a to c. >> so weird. we have the alphabet all mixed up. >> anger, sadness and overwhelming shame at penn state. a scathing report conducted by a former director of the fbi, leaving the school and its legendary coaches shattered. saying joe paterno and top university officials not only hid but empowered a child predator in jerry sandusky. the outrage is spreading so quickly there are calls to tear down a statue of paterno that stands youds of beaver stadium. wi...