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Trouble. >> shepard: late on a credit card is caller. i didn't realize how serious it is. you are one day past the deadline and your score drops. >> that's right. >> shepard: it seems a little bit unfair but i guess it is what it is. what does it take to get a mortgage. >> all right. so the big difference between, say, 60 points in a credit score, getting a mortgage can make a very big difference. let's say that we were applying for a mortgage. you have a 680 score and i have 620. that difference will cost you $200 a month. you will be paying a higher mortgage rate. huge differences for folks ...

Europe. there, multiple countries are running out of cash and france could be the next world power to get a world downgrade after the united states lost its triple-a rating last week. we will keep a close eye through the hour and now the host of the "willis report". what happened between yesterday and today? why are we way down? >>guest: reports that sarkozy from france was meeting with the finance ministers ending the summer vacation early to talk about how to cut debt in that country. s&p came in and said they are reaffirming france's triple a credit rating. they say france has lower deficit...

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Fox business network, and she anchors the willis report, and two cents is all bout all some have left. >>gerri: what is going on that is impacting markets, you mention the morgue were stanley report. what you did not say, their outlook was for two years, not one, not a year and a quarter but two years, and another number, the manufacturing index, guess what? it was really negative. manufacturing really doing poorly in the survey. people pay attention to it in the markets. home sales down 3.5 percent for the month. month-to-month, jobs, you mentioned it, at the tipping point, 400,000 that we we...

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