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RBI Constitutes Working Group On Digital Lending

The working group will study all aspects of digital lending activities in the regulated financial sector as well as by unregulated players so that an appropriate regulatory approach can be put in place. ....

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RBI Forms Working Group On Digital Lending

The RBI s working group will consist of both internal and external members.
Digital lending can make access to financial products and services fairer, more efficient and inclusive. From a tertiary supporting role a few years ago, FinTech-led innovation is now at the core of the design, pricing and delivery of financial products and services.
Although penetration of digital transactions in the financial sector is a financially inclusive development, the benefits and certain downside risks of it are often interlinked. It is here that a balanced approach needs to be followed so that the regulatory framework supports innovation while ensuring data security, privacy, consumer protection and confidentiality. ....

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