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Aspect that needs to be examined but i will say this, last year, the first time in many years, i will tell you something in the hudson river. you get a hot dog? got a soft ice cream, the hudson river, environmental laws, is a beautiful clean river now. stop spending money. neil: make all the boats. a new survey two or three americans losing sleep over their finances and their minds at ease. y actualdid start savin. this gap between when we should start saving and when we actually do is one of the reasons why too many of us aren t prepared for retirement. just start as early as you can. it s going to pay off in the future. ....