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You hear only current retirely? that was his best defense, only going to get them as they are coming up in the retirement, going to nail them then. >> yeah, going to have to do a little better than that people turning 55 that is really who would be affected by this stuff, there are a lot of people in their 50s, frankly, i'm not that far away from it you start thinking about where you're going to spend your retirement years, start thinking what the heck did you have money taken out of every paycheck of your adult life for -- ynch did you first work? i worked when i was 14 or 15, sure aid paper ...