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Coached. i really did want them to have the opportunity to win this ç game. >> nick saban is one title win away from tieing alabama legend bear bryant with the most championships ever. clemson, one win away from a perfect season. but last night belonged to the crimson tide. they're living it up in tuscaloosa, celebrating the 2016 national playoff championship. >> looks fun. thanks so much for that, coy. are they with team hillary or feeling the burn? less than three weeks before they caucus, we'll take the pulse of some democratic voters here in iowa. that's next. when heartburn hits

Now, you could say well even 2%, even 9% capital isn't enough, but if you make it too high you start choking off lending so there is a delicate balance to be made. the bigger problem was that many of these capital requirements were honored in the breach, via derivatives, via off-balance sheet operations, complicated things that accountants and lawyers get paid, maybe some economists, too, to device. >> 15 seconds, last question. what's one source of hope for you in the next year? >> i think the source of hope is the economy is starting to show life. the consumer, unlike a lot of fears that wer...