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Fund Query: Why investing in mutual funds is better than directly buying mid- and small-cap stocks now


Fund Query: Why investing in mutual funds is better than directly buying mid- and small-cap stocks now
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I am 38, married for three years. I am self -employed, a freelancer. My aggregate earnings stand at ₹1 lakh a month. I am an individual with moderate to high risk appetite. I am not into any financial products such as life insurance and health insurance. I have no retirement corpus and have minimum bank liabilities. About 10 per cent of my investments go into SIPs and REITs with no time horizon. I am not into stocks and bonds . I want to know if this is the right time to start trading and which mid- and small-cap stocks are ideal to add to my portfolio. ....

Vikas Reddy Gandluru , Fund Query , Mutual Fund , Mid Cap Funds , Small Cap Funds , Retail Investor , Financial Education , Financial Planning , Emergency Corpus , Debt Funds , Equity Funds , நிதி வினவல் , பரஸ்பர நிதி , நடுவில் தொப்பி நிதி , சிறிய தொப்பி நிதி , சில்லறை முதலீட்டாளர் , நிதி கல்வி , நிதி திட்டமிடல் , அவசரம் கார்பஸ் , கடன் நிதி , பங்கு நிதி ,

Four things young earners should do after getting a job to ensure better future


Updated Apr 11, 2021 | 13:44 IST
For young earners, the biggest advantage is their age. If they start investing early in equities for long-term goals like retirement, then they can accumulate a bigger corpus even by saving a small amount.
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New Delhi: Getting the first pay cheque is one of the most rewarding moments in a young earners life as he eagerly waits for the moment to spend this money for buying gifts for family members and friends to express their gratitude. However, after two-three months or max after six months, young earners should think about their future and work towards creating a large corpus for their retirement and fulfilling other life goals like marriage, buying a house, car etc. Here are four things yound earners should do after getting a job. ....

New Delhi , Suresh Sadagopan , Wealth Creation , Financial Planning , Emergency Corpus , Four Things Young Earners Should Do After Gettinga Job To Ensurea Better Future , புதியது டெல்ஹி , சுரேஷ் சடகோபன் , செல்வம் படைப்பு , நிதி திட்டமிடல் , அவசரம் கார்பஸ் ,

Creating an emergency corpus: Here's how debt funds can help you


Updated Mar 12, 2021 | 06:19 IST
When a financial emergency arises suddenly, one would have to take a loan or borrow from family or friends, which could be embarrassing at times.
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New Delhi: It is indispensable to have an emergency fund as bad times never come giving prior notice. The one that we witnessed last year when the Covid-19 pandemic broke out and due to the subsequent lockdowns imposed, many lost their jobs. This has made us understand the importance of an emergency fund. Having an emergency fund ensures that you don t have to ask for others help during an emergency like hospitalisation, job loss or a pandemic-like situation. Financial planners suggest building an emergency fund, to meet such eventualities. ....

New Delhi , Emergency Corpus , Mutual Fund , Debt Mutual Fund , How To Create An Emergency Fund , புதியது டெல்ஹி , அவசரம் கார்பஸ் , பரஸ்பர நிதி , கடன் பரஸ்பர நிதி , எப்படி க்கு உருவாக்கு ஒரு அவசரம் நிதி ,

Lessons from Covid-19: Build your emergency corpus when the going is good

Covid-19 has taught us a lot and our attitude towards emergency funds should be the biggest lesson. The pandemic has also brought forth a most interesting similarity between the personal financials of individuals and the businesses fortunes. ....

Emergency Corpus , Personal Finance , Covid 19 , அவசரம் கார்பஸ் , தனிப்பட்ட நிதி , சர்வதேச பரவல் ,