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UBP accounts for over one-third of mobile banking volumes and a quarter in that of internet banking.
A lot of discussion on digitisation in Pakistan inevitably gets either technical or hypothetical. Unfortunately, this diverts attention from the most important aspect: ensuring that any innovative solution reaches the masses and becomes part of their daily lives. This is what Careem or Bykea managed to do successfully.
Simplifying an average person’s routine tasks and responsibilities is where the digitisation efforts should focus on e.g. making it seamless to get your degree verified or ordering a cab. Bill payments fall exactly under that category. Data from the past few years shows a major spike in the use of digital channels. ....

Najeeb Agrawalla , Syed Ahsan Aslam , Household Integrated Economic , State Bank , Payment Systems Review , Branchless Banking Newsletter , Disruption Officer Syed Ahsan , Household Integrated Economic Survey , சையத் குசன் அஸ்லம் , வீட்டு ஒருங்கிணைந்த பொருளாதார , நிலை வங்கி , கட்டணம் அமைப்புகள் விமர்சனம் , இடையூறு அதிகாரி சையத் குசன் , வீட்டு ஒருங்கிணைந்த பொருளாதார கணக்கெடுப்பு ,