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From UPI to cash, almost all payment modes see decline in May

From UPI to cash, almost all payment modes see decline in May
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The National Payments Corporation of India’s UPI, IMPS and FASTag, and the Reserve Bank of India’s NEFT and RTGS, which is used by businesses, saw sharp declines in both the volume and value of payments processed
ETtech
Illustration: Rahul Awasthi
Nearly all modes of payment, digital and cash, saw a monthly decline in May owing to subdued economic activity in India amid the second wave of Covid, the latest data from the RBI showed.
The National Payments Corporation of India’s UPI, IMPS and FASTag, and the Reserve Bank of India’s NEFT and RTGS, which is used by businesses, saw sharp declines in both the volume and value of payments processed. Withdrawals from ATMs – a proxy for cash spends – also saw a drop. ....

National Electronic Fund Transfer , Immediate Payment Service , National Payments Corporation Of India , National Payments Corporation , Reserve Bank , Enabled Payments System , Bharat Bill Payment System , Real Time Gross Settlement System , தேசிய மின்னணு நிதி பரிமாற்றம் , உடனடியாக கட்டணம் சேவை , தேசிய கொடுப்பனவுகள் நிறுவனம் ஆஃப் இந்தியா , தேசிய கொடுப்பனவுகள் நிறுவனம் , இருப்பு வங்கி , இயக்கப்பட்டது கொடுப்பனவுகள் அமைப்பு , பாரத் ர சி து கட்டணம் அமைப்பு , ரியல் நேரம் மொத்த தீர்வு அமைப்பு ,

Digital payments market will suffer from a lack of a revenue model say industry heads

3 hours ago
“There is a market distortion” in the digital payments industry today between incentives for earning revenues and growth, according to Sameer Nigam, chief executive officer, PhonePe. While the National Payments Corporation of India (NPCI) recently issued guidelines for its market share caps on the Unified Payments Interface, Nigam believes that without a merchant-discount-rate future investments in the sector could be threatened.
Nigam was speaking during discussion organised by Moneycontrol on the Future of Digital Payments in India on Clubhouse, the audio-only meeting app. Other participants in the discussion included Dilip Asbe, CEO, NPCI; Harshil Mathur, CEO, Razorpay; and Vikram Vaidyanathan, managing director, Matrix Partners India. ....

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