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Many Canadians made additional mortgage payments during the pandemic

The Globe and Mail
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Canadian homeowners have
increased their additional mortgage payments during the pandemic, taking advantage of savings built up during the lockdowns to pay down their home loans.
A total of $34-billion of additional or unscheduled mortgage payments were made last year, compared with $31-billion in 2019, according to a new report from Canada Mortgage and Housing Corp.
“We were seeing very clearly that households were saving more,” said Tania Bourassa-Ochoa, a senior housing researcher with CMHC. ....

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Thinking about buying a second property? Here's how to finance it

The Globe and Mail
Mary Gooderham
Published March 13, 2021
Natalia Duryagina/iStockPhoto / Getty Images
The work and lifestyle changes brought on by the pandemic have many Canadian homeowners thinking about buying second properties – whether it’s a cottage, a pied-à-terre or helping adult children buy a home in a hot housing market.
Record-low interest rates are driving the search for these places, and some Canadians are using the considerable equity built up in their principal residences to seal the deal.
“The goal is to unlock the equity in your home,” says Elan Weintraub, co-founder and mortgage broker at Mortgageoutlet.ca. ....

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