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Pull payments made on behalf of merchants: Acquirer banks should not push consumers to pay for services
December 10, 2020
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The Reserve Bank of India (RBI) needs to move towards creating an environment whereby for pull payments effected on behalf of merchants, the acquirer banks/Payment Aggregators (PAs) are not allowed to push consumers to pay for a payment service, according to a study by an IIT Professor.
Pull payments entail a recipient (for example a merchant) requesting payment. Ashish Das, Professor, Department of Mathematics, IIT-Bombay, in his study, ‘Charging Consumers for Merchant Payments’, emphasised that consumers have a relationship only with the core merchant and the issuer bank (that issues cards). ....

Aashish Das , Protection Department , Department Of Mathematics , Reserve Bank , Payment Aggregators , Charging Consumers , Merchant Payments , Payment Gateways , Unified Payments Interface , ஆஷிஷ் தாஸ் , ப்ரொடெக்ஶந் துறை , துறை ஆஃப் கணிதம் , இருப்பு வங்கி , கட்டணம் வசூலிக்கிறது நுகர்வோர் , வணிகர் கொடுப்பனவுகள் , கட்டணம் நுழைவாயில்கள் , ஒருங்கிணைந்த கொடுப்பனவுகள் இடைமுகம் ,